It’s getting harder and harder for young drivers to get into car ownership, and one of their biggest obstacles is sky high insurance premiums.
The kind of cars that teenagers can afford to drive don’t necessarily do a lot for their street cred but at least they can get on the road after the wallet rinsing experience of driving lessons and a driving test. Keeping the engine small always helps to keep costs down while ‘black box’ telematics offered by insurance premiums can also result in a reduction.
Remember too that insurance isn’t the only cost – there’s VED or road tax and maintenance costs to deal with too, plus the cost of fuel. That’s a lot of money you have to find on a regular basis, and trying to skip any of it will only land you in trouble. Telling your insurance company that you are keeping your car in a garage overnight may also keep the cost down but you had better get that Garage Door Repair done before its too late and one option is https://garagedoorsrus.co.uk/garage-door-repairs/. However, if you opt for car leasing a number of these expenses will be already included so you will know exactly how much you need to pay on a monthly basis. The following are some of the best first cars to own.
Hyundai i10
Falling into insurance group one, the i10 is one of the cheapest first cars to own, but not at the expense of space or luxury. It’s comfortable, very well equipped and rather stylish too.
Seat Mii
This is, in fact, a badge-engineered Volkswagen Up, so you’re essentially getting VW Group quality at a more affordable price. Like the i10 it falls into the cheapest insurance category but is a far more basic car, lacking sophisticated comfort and convenience features like air conditioning. However, it does come with a five-star safety rating from Euro NCAP so parents will love it.
Dacia Sandero
Famous for being Britain’s cheapest new car, the Sandero is better than you might expect, with five doors and neat if unexciting looks. There are no frills but your costs will be minimal. It falls into insurance group two.
Fiat Qubo
If you need something a little bit more spacious the Qubo could be a practical choice. It’s a bit more expensive but is available within insurance group two and its distinctive boxy looks offer a certain quirky charm. It also makes an interesting change from the usual suspects for a first car.
Kia Rio
The budget Korean brand’s answer to the Ford Fiesta is an incredibly good value for money. This smart looking supermini is reliable and boasts a five star Euro NCAP crash test rating, as well as inclusion into insurance group two.
Peugeot Partner Multispace
Even bigger than the Qubo, the Partner Multispace is probably the biggest car to be included in insurance group two. It may not be glamorous but it’s an extremely practical car and very user-friendly, so ideal for getting some valuable experience on the road before you graduate to something a little sexier.
Skoda Fabia
This is the safest small car on the road as judged by the Euro NCAP crash testing process. It’s also roomy, reliable and practical with great driving dynamics and stylish looks. An ideal first car and a great small car at any age.
